Employee Benefits Blog

Clients regularly ask us questions regarding the use of self-directed individual retirement accounts (IRAs) for investments other than cash or publicly traded securities.  Examples of such investments include real estate and private equity investments.  While it may occasionally make sense to explore holding such investments in IRAs, there are many restrictions on such investments, and there are some potentially significant tax disadvantages in holding such investments in IRAs.  This post will briefly explore some of these issues.